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Buying & PCS Timing

Do I need to sell my current home before buying?

Answered by Ruth Brewer, your Beale AFB PCS relocation specialist. Straight talk, no pressure, and no jargon.

Quick answer

Usually not. Many PCS families buy their Beale-area home before their old one sells, and the two transactions simply need one coordinated plan for timing, financing, and the move itself.

Your old home and your new home do not have to close in any fixed order. What matters is how the lender reviews your existing mortgage alongside your new payment, whether you plan to keep the old home as a rental, and how much calendar room you have before your report date.

If keeping the old home as a rental is part of the plan, the lender will typically want to see rental income history or a signed lease before counting that income. Ruth has guided families through simultaneous buy and sell moves, and she will walk you through exactly what your lender will ask for.

If your old home needs to close first to make the numbers work, that path is just as navigable. The key is deciding early, because the order of operations drives the whole calendar.

Read the Full Guide

Want the deeper dive? These guides cover this question in more detail.

Have Another Question?

Every family's situation is different. Call or text Ruth at 916-761-6299 or send a message, and she will answer directly. No pressure, ever.